Farming today is more complex than ever! Protecting your assets and all the hard work that you have put into your farm, is extremely important to us.

If you are uncertain about what your policy currently covers; if you have altered your farming processes from when you first got your policy; or if you’ve purchased additional property, Brown & Brethour can help.

Every farm is as different  as the coverages  required to keep the operation running strong.  For this reason we offer custom-fit policies for whatever mother nature can throw at you, including:

  • Full-time Farm Operations
  • Extra protection for expanding farms with commercial exposure
  • Smaller hobby farms and rural acreage
  • Customization that fits the specific needs of your operation (see coverage options below)

Why you need to check your policy…

You already know that financial loss can come to you in more ways than crop failure or a bad auction.

What if only part of your farm suffered a loss; would you be able to make ends meet?

What if someone gets seriously injured while visiting your farm? Does your standard farm policy cover you becoming the target of a lawsuit?

Are you unsure on what your policy covers?  Contact us to review your coverages.

What’s covered?

Your base policy typically protects farm homes, buildings, machinery, equipment and livestock, all the coverage the average farm operations require. Then, we will discuss optional coverage you can tailor fit to meet your exact needs. That means, you only pay for the protection you need, and nothing you don’t.

Policies may include:

  • Farm Pollution Liability
  • Equipment breakdown for fixed equipment in outbuildings
  • GPS equipment in case of loss by special causes
  • Cab glass repair or replacement
  • Foreign object damage to combines
  • Livestock Entrapment
  • Blanket Machinery Coverage
  • Coverage for Produce
  • Business Interruption
  • Debris Removal
  • Milk Contamination

Your operation is more than a business, it’s a legacy, it’s your livelihood. Let Brown & Brethour help you protect the things you care about most.

The Brown & Brethour Insurance Brokers Ltd. Difference

You may think you want the cheapest farm insurance you can find, but realize you may not be getting everything you bargained for…

Many farm insurance policies are similar when it comes to their basic coverage and price, however we can build you a policy to fit your exact needs.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbours. We protect people we know and care about in Durham Region and the surrounding areas in which we serve, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Click on the quote request button now and let the professionals at Brown & Brethour help you forge the strongest shield possible to help you protect the things you care about most.